Terms and conditions

These Terms of Use and all documents referred to in this document set out the terms and conditions under which you are permitted to use our website, pensioneanegoiu.ro (“our website”) and other products and services that may be available in the future. By using this site, you agree to comply with and be bound by these Terms of Use. These terms also apply to any sites, services and products provided by any of our affiliates.

Please read these Terms of Use carefully. We recommend that you print a copy of these Terms of Use for your personal use, as well as future versions of them, as we may update them. PAY PARTICULAR ATTENTION TO CLAUSES 14 (EXCLUSIONS AND LIMITATIONS OF LIABILITY), 15 (INDEMNIFICATION), 16 (DISCLAIMER) AND 17 (AGE RESTRICTIONS ON USE OF THE SITE).

If you do not agree to these Terms of Use or do not wish to be bound by them, you must not access or use our Site or any of our products or services.


  1. Our details
  2. Liability to those who access our site using your device or internet connection
  3. Other documents governing the use of our website
  4. Availability of our website
  5. Changes We May Make to These Terms of Use and Other Documents
  6. Your account details
  7. Ownership of Materials on Our Site
  8. The information and content on our website is provided on a non-reliance basis
  9. Permitted Use of Materials on Our Site
  10. Prohibited Uses of Our Site
  11. Viruses and Other Harmful Content
  12. Links to Other Websites
  13. Links to our website
  14. Exclusions and Limitations of Liability
  15. Compensations
  16. Disclaimer
  17. Age Restrictions on Use of Our Site
  18. Separability
  19. No Implied Waiver
  20. Governing Law and Jurisdiction
  21. Copyright


1 Our details




CUI: RO27257430

Str. Main, no. 6 Jud. George,

Village Stoenesti, Commune Floresti – Stoenesti




2 Your responsibility to others who access the website using your device or internet connection

You must ensure that anyone who accesses our website from your computer or devices, or who has access or is able to access our website from your computer or devices, or who uses your internet connection, has knowledge of these Terms of Use and any other documentation referred to therein, and that such person also agrees to abide by and abide by these Terms of Use. If for any reason that person does not agree to these Terms of Use or does not wish to be bound by them, they must not access or use our site and you must not allow them to do so.

3 Other documents governing the use of our website

3.1 In addition to these Terms of Use, your use of our website is also governed by the following documents:

3.1.1 Our privacy policy governs how we use your information. It sets out the types of information we collect, why we collect it, how we use it, where we may pass it on to any third parties, under what circumstances and from what reasons and any other relevant information regarding the use and/or processing of your information and your rights in relation to your information.

3.1.2 Our cookie policy governs the use of cookies and similar technologies on our website. This sets out the types of cookies we use, the purposes for which we use them, the circumstances in which we may place cookies on your computer, device or browser and other relevant information about cookies, such as how to change your browser preferences and settings to accept or reject cookies.

3.1.3 To the extent that we maintain and provide online locations that allow you to upload comments, feedback and other content (“User Content”), any User Content uploaded by you will be subject to applicable rules, terms, conditions and restrictions these locations. Unless otherwise agreed in advance and in writing, all user-provided content shall be deemed licensed to us for all uses and purposes and for all media channels worldwide, without further consideration by the user.

3.2 By accessing and using our website, you agree to comply with the terms and conditions contained in these Terms of Use, acknowledge that we will process your information in accordance with our privacy policy and our use of cookies and technologies similar in accordance with our cookie policy.

3.3 If you do not agree to the terms set out in these Terms of Use, you must not use our website.

4 Availability of our website

4.1 We do not represent or warrant that:

4.1.1 the site will be available at any particular time or from any particular geographical location;

4.1.2 your access to the site will be continuous or uninterrupted; or

4.1.3 the site will be accessible or optimized on all browsers, computers, tablets, phones or viewing platforms.

4.2 We reserve the right to suspend access to all or part of the Site for any reason, including for commercial or operational reasons, such as improving the appearance or functionality of the Site, updating content, performing periodic maintenance or resolving issues about that we are aware of. Whenever we anticipate having to suspend access to the Site for a considerable period of time, we will try to provide you with advance notice where possible.

4.3 Our website is designed and intended for users in Romania and other jurisdictions where it can be used legally. Although you may access the Site from other countries, we make no representation that our Site complies with the legal requirements in force in your country or jurisdiction. You are solely responsible for compliance with the applicable laws of the country or state in which you may access and use the website.

5 Changes we may make to these Terms of Use and other documents

5.1 We reserve the right to update these Terms of Use, the privacy policy, the cookie policy and any other documentation referred to in any of these documents from time to time. We may change the Terms of Use and other documents for any reason, including:

5.1.1 to reflect any changes in the way we operate;

5.1.2 to take into account any changes we make to our website, including but not limited to any new features or functionality we provide, any adjustments to the means by which we provide you with notices or any changes to the content, purpose or availability of the website;

5.1.3 to accurately describe our data processing activities so that you are aware of our practices;

5.1.4 to notify you of any changes in the way we use cookies or similar information collection technologies; or

5.1.5 to ensure that our documentation respects and complies with all current and future applicable laws, regulations and guidance.

5.2 If required by law, we will notify you of any changes to these Terms of Use or the other documents referred to by posting a notice on the Site and/or posting an updated version of these Terms of use or other documents on our website, with a new date indicated at the beginning of them.

5.3 By continuing to access our website after we have updated our Terms of Use or other documents referred to in them, you agree to be bound by the updated versions. You also acknowledge that by continuing to access our site after we have updated our privacy policy and/or cookie policy, the practices set forth in those updated policies will apply to the processing of your information and the use of cookies, and similar technologies.

5.4 You should periodically check these Terms of Use and any other documentation referred to in them to ensure that you are aware of the terms that apply at the time.

5.5 The date on which these Terms of Use and/or any other documents (including our privacy policy and cookie policy) were last modified is set out at the top of that document and is referred to as its “effective date” document.

6 Your account details

6.1 If we provide you with account information, such as your username, identification number, account code and/or password, you must keep this information confidential and secret and not disclose it to anyone. All account information is provided for the use of the account holder only, and not for other persons. You are responsible for any consequences of unauthorized access to your account due to any disclosure of your account information to any third party.

6.2 Where we give you the option to select your own login information, including a password or passphrase, we recommend that you provide unique login information for your own use of this site and not use information from other accounts that you you may have with other sites or easily discoverable information about you. You are responsible for any consequences of unauthorized access to your account due to the disclosure of your login information to any third party.

6.3 You must not use another user’s account without permission. When creating your account, you must provide accurate and complete information. You agree that you will not solicit, collect or use other people’s login information. We prohibit the creation and you agree that you will not create an account for anyone other than yourself. You also represent that all information you provide to us upon registration and at any other time will be true, accurate, current and complete. You agree to update your information as necessary to keep it real and accurate.

6.4 We reserve the right to terminate or withdraw access to your account without notice for any actual or suspected breach of these Terms of Use or any other documents referred to in them, including without limitation where we suspect that there has been unauthorized access to your account or unauthorized disclosure of your login information.

6.5 If you know or suspect that the confidentiality of your login information has been compromised, for example by disclosing that information to a third party, you must change your password immediately.

7 Ownership of Materials on Our Site

7.1 All trademarks, service marks, trade names, logos, copyrights and other intellectual property rights on our website and its content are either owned by us or licensed by us. All such rights are protected by intellectual property laws worldwide and all rights are reserved. Any use of the Website and its content, except as expressly authorized herein, is strictly prohibited. Any rights not expressly granted herein are reserved by us.

7.2 The trademarks, service marks, trade names, logos and other marks owned by third parties and used or displayed on or through our website (collectively “Third Party Marks”) may be trademarks of their respective owners, may or they cannot be affiliated or connected with us. Except as expressly provided in these Terms of Use or in the terms provided by the owner of a third-party trademark, nothing in these Terms of Use shall be construed as granting, by implication, estoppel, promise or otherwise, any license or the right to use any of our trademarks or any third party trademarks that are used or displayed on the Site without the prior written permission of the respective owner, as applicable. We are the only ones entitled to benefit from the goodwill generated by the use of our trademarks.

8 The information and content on our website is provided on a non-reliance basis

8.1 Our website is made available to provide you with general information about us, our products and any other services we offer. Our Site is not available for any other purposes, except as expressly provided in these Terms of Use.

8.2 The content on our website is not intended to be advice. You must not rely on the content of our website for any purpose and you must seek professional, independent advice before deciding to take any action based, in whole or in part, on any content available on our website at any time.

8.3 We make no representations or warranties, express or implied, that any content or materials available on our website are accurate, up-to-date or complete.

9 Permitted Use of Materials on Our Site

9.1 The content on our website is provided for your personal, private and non-commercial use only. You may print or distribute the content on our site for your personal, private, non-commercial purposes, and you may make others in your organization aware of the content on our site. You may not extract, reproduce or distribute the content of our website without our prior written consent.

9.2 Whenever you print, download, distribute or transmit content from our website to others, you must not add to or delete or otherwise alter the text on our website, you must not change any images, in in any way, you may not remove any accompanying text from such images, materials or graphics, and you must ensure that all content transmitted to a third party is an accurate representation of the content exactly as it appears on our site.

9.3 Whenever you transmit to anyone content or materials from our site, you must acknowledge us as the author of such content or materials (or other authors, where they have been credited by us) at the time you transmit that content or materials.

10 Prohibited uses of our website

10.1 You must not reproduce, duplicate, copy or resell any part of our website or any content on our website, except as expressly permitted in these Terms of Use.

10.2 You must not, without our prior written consent, access, interfere with, destroy or disrupt in any way our website or any part of it, our systems, any hardware or equipment or any network on which the website is hosted- our, any software we use to create or modify the site or to make the site available to you or any hardware, equipment, network, server, software or technology owned or operated by us or any third party.

10.3 You must only use our website for lawful purposes and in accordance with these Terms of Use. You must not use our website:

10.3.1 for any purpose that is illegal or that in any way violates applicable local, national or international laws or regulations;

10.3.2 for any fraudulent purpose;

10.3.3 to carry out any unsolicited or unauthorized advertising, direct or indirect marketing to anyone by any means or other spamming means, communicate or market to anyone any goods, services or business not authorized by us;

10.3.4 upload, host or transmit viruses, malware, adware, spyware, worms, Trojan horses, loggers, spyware, or other harmful programs or code that could adversely affect the use or operation of the Site, its hardware or our systems or the computers, tablets, phones or other devices of any users or other third parties or upload any content or materials containing such content;

10.3.5 communicate with, harm or attempt to harm children in any way; or

10.3.6 in any way or for any purpose that violates these Terms of Use or the terms of any of the documents to which these Terms of Use refer.

10.4 You must not submit any information about yourself if you are under 18 or about any other person who:

10.4.1 is under the age of 18; or

10.4.2 if they are aged 18 or over, where you have not received your prior written consent to send us information about that person.

10.5 You must not submit any information to us that is considered “sensitive personal information”. “Sensitive personal information” is information about you or any other person that reveals your racial or ethnic origin, your political opinions, religious or philosophical beliefs, trade union membership or that is genetic data, biometric data, information about your health, sex life or sexual orientation.

10.6 If you accidentally or intentionally provide us with such information, we will consider that you have consented to the processing of such information on the basis of Article 9(2)(a) of the General Data Protection Regulation (Regulation (EU) 2016 / 769 ).

11 Viruses and other types of harmful content

We make reasonable efforts to prevent viruses, bugs or other malware from being uploaded to our site. In the unlikely event that this happens, we will take action as soon as we learn of the breach to protect our users.

11.1 We will not be responsible for any bugs or viruses on our website or any software that may be transferred to your computer from our website or any consequences that the presence or operation of such programs may have .

11.2 You must ensure that you have up-to-date and effective virus protection on your computer or other device used for browsing.

11.3 You must not use software, technologies or information obtained from third parties to attempt to gain unauthorized access to our website, servers, systems, hardware, software or data.

11.4 You must not attempt to carry out any DoS attack on our website.

11.5 We may report any breach or suspected breach of this Section 11 (Viruses and Other Harmful Content) to the relevant authorities and disclose your identity.

12 Links to Other Websites

12.1 Links to third party content or websites may appear on our website from time to time. We are not responsible for the content of any sites accessible through any link(s) on our site. Any content on third-party websites is beyond our control, and we do not warrant that such content is linked by us or our website, or that it is suitable for use or viewing, that it is legal or correct.

12.2 Any third party site accessible through a link from our site may collect and process your information. We are not responsible for any data processing activities carried out by third party sites that are linked from our site and we disclaim any and all liability in respect thereof. You should check the privacy policy of such third party to determine how they may use your information before deciding to use the site and its features.

13 Links to our website

13.1 You may link to our site using the no-follow tag without consent, however you will not be able to use the do follow tag without our prior written consent.

13.2 If you have obtained our consent to link to our site:

13.2.1 you may provide links to our website on other websites owned by you, provided that those websites and the use of any links to our website comply with these Terms of Use;

13.2.2 whenever you link to our website from any other website, you agree that you will do so in an appropriate manner and not in any way that is defamatory of us, that does not represent us us or our institution or causes any damage to us or our business; and

13.2.3 you must not link to our site to suggest any form of co-operation, partnership, collaboration, affiliation, business relationship, endorsement or promotion of us where such does not exist and there is no written consent.

13.2.4 We may withdraw our permission to link to our site at any time. If we withdraw permission to link to our site and notify you of this, you must immediately remove any link to our site.

14 Exclusions and Limitations of Liability

14.1 We do not exclude our liability to you where it would be unlawful for us to do so, for example for death or personal injury caused by our negligence. If applicable law does not allow all or part of the limitations of liability below to apply to you, the limitations will apply only to the extent permitted by applicable law.

14.2 Subject to these provisions, in no event shall we be liable to you (including our affiliates, officers, directors, members, employees or agents) for any loss, damage (direct, indirect, punitive, actual, consequential, incidental, special, exemplary or otherwise), expenses, liabilities or penalties, whether contracted, civil liability, breaches of legal fees or otherwise, indirect or unknown, arising out of, or in connection with:

14.2.1 Your use of the Site;

14.2.2 Any corruption or loss of data;

14.2.3 Any inability to access our website, including without limitation any interruption, suspension or withdrawal of our website (for any reason);

14.2.4 Any use you make of any content or material on our website, including if you rely on such content or material;

14.2.5 Any loss of savings, profits, sales, business or revenue;

14.2.6 Any loss of reputation or goodwill;

14.2.7 Any loss of savings;

14.2.8 Any loss of crypto-currencies or other digitized assets;

14.2.9 Any loss of chance or opportunity; or

14.2.10 Any other secondary, consequential or indirect losses,

And even if we have been advised of the possibility of such loss or damage, without limitation, you assume and be responsible for the entire cost of all necessary maintenance, repair or correction in the event of such loss, the costs of damage, of incurred expenses, debts or penalties.

14.3 We will not be liable for any damage that you could have avoided by following our recommendations to apply a free update or for damage caused by the fact that you have not followed the installation instructions correctly or your system does not meet the minimum requirements recommended by we or do not properly save passwords, passphrases and personal codes.

14.4 You specifically agree that we will not be liable for any defamatory, offensive or illegal content or conduct of any third party and that the risk of injury or damage caused by the foregoing rests entirely with you.

14.5 You agree that if you suffer any damage, loss or injury resulting from or in connection with any acts or omissions, the damages, if any, are not irreparable or sufficient to entitle you to prevent any operation of any Site, service, property, product or other content owned or controlled by us, and you will not have the right to impose or restrict the development, production, distribution, advertising, display or exploitation of any site, property, product, service or other content owned or controlled by us .

14.6 To the extent that any of the provisions of this Section 14 (Exclusions and Limitations of Liability) are unenforceable as express exclusions of liability, they shall be construed as limitations of liability, limiting our liability to you to the maximum extent permitted by law.

15 Compensations

15.1 You (and any third party for or on whose behalf you manage an account or activity on our site) agree to defend (at our request), indemnify, and hold us harmless from any fault , as well as independent contractors and service providers; each of its directors, officers, employees and agents and not to claim any liabilities, damages, losses and expenses, including without limitation legal and reasonable attorneys’ fees and costs, arising out of or in any way related to any of the following (including as a result of your direct activities on the site or those carried out on your behalf):

15.1.1 your uploading, accessing or using the Site;

15.1.2 breach or alleged breach of these Terms of Use;

15.1.3 violation of any third party right, including without limitation any right of intellectual property, publicity, confidentiality, property or privacy right;

15.1.4 violation of any laws, rules, regulations, codes, statutes, ordinances or orders of any governmental and quasi-governmental authority, including without limitation all regulatory, administrative and legislative authorities; or

15.1.5 any misrepresentation made by you.

15.2 You will cooperate at our request in the event of a complaint. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, and in no event shall you settle any claim without our prior written consent.

16 Disclaimer

16.1 The Site is provided “as is”, “as available” and “with all faults”. To the maximum extent permitted by law, we make no representations or warranties or representations of any kind, express or implied, as to:

16.1.1 Site Content;

16.1.2 User Content; or

16.1.3 Security associated with the transmission of information to or from the Site.

16.1.4 We further hereby disclaim all warranties, expressed or implied, including but not limited to warranties or merchantability for a particular purpose and non-existence of computer viruses.

16.2 We do not claim or warrant that the service provided by the site will be error-free or uninterrupted, that defects will be corrected, or that the service or the server that makes the service available is free of any harmful components, including without limitation viruses. We make no representation or warranty that the information (including any instructions) about the service provided is accurate, complete or useful. You acknowledge that you use the Site at your own risk. We do not warrant that use of the Site is legal in any jurisdiction and specifically disclaim such warranties. Some jurisdictions limit or do not allow the disclaimer of implied warranties or other warranties, so the above disclaimer may not apply to you to the extent that the law of your jurisdiction is applicable to you and these terms of use .

16.3 By accessing or using the Site, you warrant that your activities are lawful in any jurisdiction in which you access or use the Service.

16.4 We do not represent the content and expressly assume no responsibility or liability to any person or entity for any loss, damage (actual, consequential, punitive or otherwise), injury, claim or other cause of action of any nature or character resulting from content.

17 Age restrictions on the use of our website

17.1 Our website and any products or services available on or through the website are not intended for use by persons under the age of 18.

17.2 If you are under the age of 18, you must not use our website or send us any information about yourself or anyone else.

17.3 We do not intentionally or knowingly process information about anyone under the age of 18.

18 Separability

If any provision or part of these Terms of Use or any other documents to which they refer is or becomes invalid, illegal or unenforceable, this shall not affect the validity of the other provisions. The foregoing shall also apply in the event that these Terms of Use or any documents to which they refer contain any regulatory gaps. In place of the invalid, illegal or unenforceable provision or to eliminate a gap, a provision will be used that, to the extent legally permissible, reflects as closely as possible the intentions of the parties or, having regard to the meaning and purpose of these Terms of Use and the documents to which they refer, as well as the potential intentions of the parties at the time these Terms of Use and the documents to which they refer were entered into.

19 No implied waiver

Any delay or failure by us to insist or require you to comply with the provisions of these Terms of Use and the documents to which they refer or to exercise any rights or remedies at law in accordance with these Terms of Use and the documents to which they refer refers, will not constitute a waiver of that right or any other right or remedy, nor will it prevent or restrict the further exercise of that right or any other right or remedy; rather, the right or remedy must exist and remain in effect.

20 Governing Law and Jurisdiction

20.1 These Terms of Use, all documents to which they refer and any disputes arising out of or in connection with them or any other documents to which they refer, whether contractual or non-contractual, shall be governed and interpreted in accordance with the laws of Romania, with except for the conflict of laws rules.

20.2 Any dispute, controversy or claim arising out of or in connection with these Terms of Use and any documents to which they relate, including their validity, invalidity, breach or termination, shall be subject to mediation in accordance with the legislation in force in Romania.

20.3 The courts of Romania shall have exclusive jurisdiction over any claim or dispute arising out of or in connection with these Terms of Use and any documents to which they relate and which are not resolved by the dispute procedure described in section 19.2 above.

20.4 You agree that any dispute is between you and us personally, and that any dispute will be resolved only by individual litigation and will not be brought as a class action or any other representative proceeding. You agree that no dispute may be brought as a class or representative action or on behalf of any other person or persons.

20.5 Maintain the confidentiality of any proceedings, including, but not limited to, any and all information compiled, prepared and submitted for the purpose of resolving the dispute or in connection with the dispute(s) arising therefrom.

21 Copyright

21.1 The copyright in these Terms of Use is either owned by us or licensed to us and is protected by worldwide copyright laws and copyright protection software.

21.2 These Terms of Use are based on a General Data Protection Regulation (Regulation (EU) 2016/769) (“GDPR”) template provided by the GDPR Privacy Policy. For additional information, visitwww.gdprprivacypolicy.org